What is Lease Purchase?

Similar to the Personal Contract Purchase (PCP) contract, this also delays a large part of the cost until the end of the finance agreement. The fundamental difference between the PCP and a Lease Purchase is that a Lease Purchase does not allow you to return the car at the end of the agreement. The term of the agreement can be shortened if you’re happy to increase the monthly payment. You can only get this agreement through a dealership.


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